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Hopefully, you'll never have to file a claim. If you do have a claim under your Homeowners Insurance Policy, how you handle it can greatly affect how much money you receive for your loss. 

Step 1.       Decide whether to report a loss.
Step 2.       If you do report the loss, decide whether to use a public adjuster to help.
Step 3.       Don't accept a settlement until you are reasonably satisfied.


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