Disability Insurance: Claims 101
Summary
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To maximize your chances of obtaining approval of your disability insurance claim, it is advisable to:
- Understand the process - from obtaining the appropriate form(s), through completing the forms, submitting them to the insurance company, and following-up.
- Have a doctor who supports your claim.
If you are requesting a benefit for only being able to only work part time ("Partially Disabled"), instead of unable to work full time ("Totally Disabled"), see: Disability Insurance: Partial Disability.
If you are still working: see: Disability Insurance: Preparing to File While You Are Still Working.
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