You are here: Home Work Issues Work: Changing ... Summary
Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Summary

Next »

1/5

Your diagnosis as such does not prevent you from changing jobs or even careers.

Changing Jobs

Until recently, people with a medical condition who get their health insurance through work have ruled out changing jobs for fear of not being able to get new health insurance, or not being able to get it until after a long waiting period because of what's called a "pre-existing condition exclusion."

The fear of losing health coverage is no longer a problem thanks to COBRA and another federal law, the Health Insurance Portability and Accountability Act of 1996, generally referred to as "HIPAA." Luckily, HIPAA applies to all employers with 2 or more employees.

In order to assure your benefits continue without a gap:

Step 1. Look at when your current employer's benefits end.
Step 2. Look at the extent to which a new employer has benefits and when the new benefits begin.
Step 3. Consider what to do if there is a gap in coverage, including how much it will cost you out-of-pocket, and how to pay those costs.

If you do decide to change jobs, don't burn your bridges with your old employer. You may need a reference or, as unlikely as it seems now, decide to return to the employer at some or need a favor at some point. Expect the best.

Changing Careers

A health history does not prevent you from changing careers. A change in career is not something to be done lightly.

To Learn More

More Information

Should I Change Jobs?

Related Articles

Seeking Employment

Please share how this information is useful to you. 0 Comments

 

Post a Comment Have something to add to this topic? Contact Us.

Characters remaining:

  • Allowed markup: <a> <i> <b> <em> <u> <s> <strong> <code> <pre> <p>
    All other tags will be stripped.