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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Content Overview

Living With HIV


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Living with HIV can be exhausting. There may be multiple drugs that have to be taken every day, often on a complicated schedule. Unpleasant side effects can show up at the most inconvenient times. There are time consuming visits to one doctor or another. Tests. Fatigue. Safe sex. The occasional (or not so occasional) seemingly unrelated health problem. Constant planning. Etc. etc. etc.

At the same time, HIV often brings a new perspective on life -- a wake up call - a reaffirmation of the will to live, an understanding of the preciousness and fragility of life, and the importance of people.

There are steps you can take to help keep HIV in check, to maximize your immune system, minimize HIV's long term effects, maximize your finances and work situation, and to seek fulfillment. Following are time tested techniques to consider. For additional information, click on the link.

Medical Care

Emotional and social needs

Health Insurance



If you haven't already:


  • You can personalize the steps to your medical, insurance, economic, work, and social situation by getting a Personalized Survival Guide. If you don't feel able to take these steps yourself, ask a trusted friend or family member to help.
  • If you believe you are at or approaching the end of your life, see: End of Life.

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