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Charity: Giving To


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There are many reasons to give to charity. Not the least is your own self interest if you give to a charity that provides services to people with, or does research about, your health condition.

Before you give to a charity, it is advisable to learn about its programs and to check how much of the money you give will go to the program(s) you care about instead of overhead. Be sure the organization is the charity you think it is: many organizations have similar names.

You can support your favorite charity or charities in a number of ways. For instance, you can:

  • Volunteer time (even from home). Just about every charitable organization can use volunteers. It doesn't matter what your skill level or how much time you have to devote, or how much you can do physically. In addition to benefitting people with your health condition, volunteering can also help you update, hone, or learn new, skills that can be useful in a work setting.
    • NOTE: If you consider going on a board of a nonprofit, it is advisable to be sure the organization has Directors and Officers Insurance ("D and O" Policy). D & O" policies cover any "wrongful act" committed as a board member. "Wrongful act" is generally defined to include a breach of duty, neglect, error, misstatement, misleading statement or omission.
  • Donate money or other assets such as real or personal property, secuerities or insurance products such as a life insurance or annuities. You can get a tax break with these donations. . 
  • Do fund raising.
  • Shop at brick and mortar or internet retailers who give a portion of each sale to a charity.
  • You can spend money by means of a credit card that gives a portion of what you spend to charity.

It is not advisable to give away so much so that it could affect your quality of health care or standard of living, regardless of how long you or your doctors may think you have to live.

You can increase your charity dollars by matching employer programs.

There are charity advisers if you need help deciding on the best charity(ies) for you.

Charitable donations are tax deductible. Claiming a deduction reduces your taxes.

You can help a charity you care about by participating in a Walkathon, a Bike Ride or other coordinated fund raising activity. You receive physical and mental benefits of exercise - as well as the comaraderie of being with people who care about the same things you do. 

Of course, you can also donate by volunteering your services or by raising money.

Note: If you have an IRA, and are age 70 l/2 or older,  you can make a charitable donatoin from your IRA. See: IRAs.

For more information, see:

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