Content Overview 
- Summary
- How To Fill A Business Owner's Insurance Needs
- How Does A Business Owner Decide About Disclosing A Serious Medical Condition?
- How To Balance Your Health Condition And Work
- Why Should A Business Owner With A Serious Health Condition Do Continuation Planning?
- How Will The Business Run If The Owner Can't Work Temporarily Or Over The Long Term?
- How Should A Business Owner With A Serious Health Condition Plan For The Continuation Of The Business In Case Of A Disaster?
- What Plans Should Be Made For What Happens To The Business After An Owner's Death?
- What Should A Business Owner Do With Respect To Retirement Plans?
- A Planning Day
Small Business Owners (1 or more employees)
Summary
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A serious health condition raises questions in several areas for the owner of a small business.
Consider:
- How to decide about disclosing your health condition.
- How to assure you have health insurance as well as other necessary insurance.
- How to balance your health condition and work
- How to plan for the continuation of the business if you can't work for a while or permanently.
- How to plan in case a disaster happens.
- How to plan for what happens to the business in the event of an owner's premature death.
- How to plan for retirement.
Given their importance, consider clearing a block of time to focus on these subjects. Possibly even take a Planning Day.
If emotions surface while thinking about these subjects, work through them. These subjects are too important to ignore.
NOTE:
- Thanks to Health Reform 2010, small businesses get a tax credit that takes effect immediately for offering health insurance coverage to employees.
- If you are thinking about starting a new business, see: Work: Starting A New Business.
To Learn More
More Information
Health Reform 2010: Health Insurance For Small BusinessesRelated Articles
A User's Guide To Health Reform 2010
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