Most employers have a variety of programs that can be used to take time off because of a health condition or treatments for a health condition. Some programs are intended to be used if an employee is sick. Others aren't. There are also government programs which provide an income in certain circumstances.

It's up to you to:

• Realize when you need to take time off.
• Understand the basics of the various employer and government programs available to you.
• Figure out how to maximize the various programs for your benefit.

In many ways, leaving work for brief periods can be more complex and stressful than leaving work permanently.

Employer programs to consider include those which provide paid time off as well as those which permit time off but don't continue an income. Government programs also provide paid time off.

With a little planning, you can maximize your benefits when you need time off from work. A Leave Tracking Chart helps keep track of what to expect during each week of your time off.

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