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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Life Insurance: How To Buy Despite A Health History

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While purchasing life insurance after a diagnosis can be difficult, it is not impossible.

Alternatives include:

  • Searching for life insurance that may be available in your state or one nearby or a state to which you travel. Depending on your health history, you may qualify for standard issue life insurance - possibly with a higher than average ("Rated") premium. If not, you may be able to obtain a simplified or guaranteed issue policy.
  • Going to work for a new employer, or waiting for an open enrollment period at your current job.
  • Through a partner or spouse.
  • By joining an organization that offers life insurance.
  • Credit life, both in the form of credit insurance and mortgage life insurance.

If you have a question about whether you should purchase life insurance, see New Uses of Assets -- Life Insurance.

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