You are here: Home Insurance Homeowners/Renters ... A Step-By-Step ...
Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

A Step-By-Step Guide To What To Do In Case Of A Loss To Your Home

1/1

Step 1. Stay as calm as possible.

Step 2. If your loss is due to burglary, theft, or vandalism, report it to the police immediately.

Step 3. Photograph or videotape the damaged property, if any. Do this BEFORE making any repairs.

Step 4. Protect your property from further damage by making temporary repairs, moving items, or covering them. DON'T make any permanent repairs at this time. Keep receipts for what you spend so that you can submit them for reimbursement with the claim.

Step 5. The damage:

  • If the damage makes your home uninhabitable, save receipts for any additional living expenses you incur while repairs are being made. Most policies reimburse these expenses to some extent.
  • Prepare a list of the lost or damaged articles and/or a description of the damage to your home. Use your Household Inventory if you've completed one. Don't throw out any damaged property until the adjuster has seen it.

Step 6. Decide whether to report the loss, and if so, report it. File your claim as soon as possible after receiving your claim forms from the insurance company.

If applicable, an adjuster -- provided by the insurance company -- will need to inspect the damage to your home. If your claim is large enough, consider hiring your own public adjuster.


Please share how this information is useful to you. 0 Comments

 

Post a Comment Have something to add to this topic? Contact Us.

Characters remaining:

  • Allowed markup: <a> <i> <b> <em> <u> <s> <strong> <code> <pre> <p>
    All other tags will be stripped.