Content Overview
How To Get An Understanding Of The Health Insurance Situation In Your State
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The best place to start to learn about the insurance situation in your state is with the reputable, objective, web sites that provide a free overview. The other sections of this document contain the names of five such sites starting with a site provided by the federal government. The rest of the sites are in alphabetical order. A brief summary of the contents of each site is contained in other sections of this article.
- www.HealthCare.gov - includes all of the health insurance plans available in your area including from private insurers and state high-risk pools. In addition to details about benefits, the site includes what percentage of applicants were denied or had to pay a surcharge because of health status.
- www.ahirc.org -includes insurance through associations and some unions
- www.coverageforall.org - includes a live operator
NOTE: If you need more information, and/or to confirm that information which is important to you is up-to-date, speak with your local disease specific non-profit organization, an experienced insurance broker, your state insurance department, or study the laws yourself. You can locate your state insurance department at naic.org/state web map.htm
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