Content Overview 
- Summary
- What Is The Right Time To Go On Disability?
- What To Watch For When Discussing "Disability"
- Whether And When To Go On Disability Is A Question Of Your Mental And Physical Health And Your Finances -- Not Of Morality Or Other Issues
- Steps To Take To Prepare To Leave Work And Go On Disability
- Should I Keep Leaving Work A Secret?
- When It Is Time To Leave Work, Who At Your Employer's Should You Tell?
Summary
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Generally a health condition does not become disabling overnight. If disability occurs, it is generally more of a gradual process. It takes more and more effort to work, and performance gradually suffers.
Rather than wait for disability to occur and then try to figure things out, it is better to start making preparations now for leaving work so that if your health condition does become disabling, your transition can be as smooth and painless as possible. When a condition becomes disabling is not a time you want to start thinking about financial matters.
If there are more than twelve months until you think you may want to leave work on disability, see Planning for Disability Long Range.
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