Short Term Disability Income: State Programs
California, Hawaii, New Jersey, New York, Rhode Island and Puerto Rico have laws that require employers to provide Short Term Disability benefits for illness and non-occupational accidents to their employees.
The tendency of employers in those areas is to rely on the government programs and not have additional, voluntary short term disability programs, unless an employer in those locations also has employees in other states.
If you reside in one of the subject areas, the details of the law are important because these laws govern the benefits you receive if you become disabled. For information, see the other sections of this article.