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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Short Term Disability Income: State Programs

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California, Hawaii, New Jersey, New York, Rhode Island and Puerto Rico have laws that require employers to provide Short Term Disability benefits for illness and non-occupational accidents to their employees.

The tendency of employers in those areas is to rely on the government programs and not have additional, voluntary short term disability programs, unless an employer in those locations also has employees in other states.

If you reside in one of the subject areas, the details of the law are important because these laws govern the benefits you receive if you become disabled. For information, see the other sections of this article. 

NOTE: Supplemental Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) both correlate with state disability income programs.


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