In case you become unable to handle your Social Security benefit payments, Social Security has a program for the appointment of a Representative Payee.

The process can be started by Social Security when there is evidence that you are not able to manage or direct the management of benefit payments. For example, if you are under age 18, or over age 18 but are thought to be legally incompetent or mentally or physically incapable, or have a substance abuse problem. The process of appointing a Representative Payee is different in each instance.

You can initiate the program and have a Representative Payee appointed. If you're considering appointing a Representative Payee, also give someone a Durable Power of Attorney to handle the rest of your affairs. See Durable Power of Attorney. Preferably, it will be the same person in both positions so there is no conflict.

A person with a Power of Attorney cannot act for you with Social Security. He or she must be appointed a Representative Payee.

There is an order of preference in selecting a Representative Payee. The order varies depending on the identity of the beneficiary. (See Selecting A Representative Payee).

Or the process can be started by Social Security when there is evidence that you are not able to manage or direct the management of benefit payments. You can appeal Social Security's decision.

A Reprsentative Payee is usually appointed for beneficiaries who are under age 18.

The duties and responsibilities of a Representative Payee are spelled out by Social Security.

There is a procedure so you can terminate a Representative Payee.

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