Understanding Your Policy
In order to understand a health insurance policy, it is best to first understand the concept that underlies the policy. An understanding of the concept provides a framework in which to understand the specific terms.
For information on the basic types of health insurance available in the U.S. today, see: Types Of Health Insurance.
If you know the specific type of policy in which you are interested, see:
- Fee-for-service (Indemnity)
- HMO (Health Maintenance Organization)
- POS (Point of Service Plan)
- PPO (Preferred Provider Organization)
To help understand the terms in each policy, see: Health Insurance: Terms To Know