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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
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How To Manage Credit Card Costs

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To lower credit card costs, consider the following ideas, each of which are discussed in other sections of this article:

  • Contact the company ahead of time if you have to miss a payment.
  • Ask for a waiver of fees.
  • Ask for a lower rate of interest from the regular rate of interest, and particularly if interest is raised.
  • Do what you can to pay down your balance.
  • Transfer balances to new or existing credit cards with lower rates.
  • Consolidate your credit card debt into non-credit card debt.

There are also steps you can take to help pay down a credit card balance as quickly as possible.

There are also steps to take if your use of credit cards is out of control.

 

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