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How To Buy Automobile Insurance

Summary

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The best way to purchase automobile insurance is to comparison shop. Whether you do that on your own or with an insurance broker:

  • Decide on what coverages you need and in what amount.
  • Then look at price, service and the financial stability of the company, for at least three companies.

When looking, it is helpful to understand how insurance premiums are calculated in general because it helps direct you to save money.

If you can't obtain auto insurance because of a poor driving record, you may be able to get it through your state's assigned-risk or high-risk pool.

Before you buy, read our article on How To Save Money On Car Insurance. If you don't know the insurance basics, read What Automobile Insurance Should I Buy And In What Amount?


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