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There are different types of disability income coverage available for people who are self-employed or who have a small business.
The different types of individual disability income replacement coverage generally require Medical Underwriting (the insurer takes the applicant's past and current health condition into account.)
If you are considering obtaining these coverages, the following is an overview of alternatives. It is recommended that you work with a knowledgeable insurance agent or broker who can advise and guide you in this process. To maximize his or her help, be open about your health condition.
While considering disability income protection, consider all the other actions that a self employed person or small business owner should also consider.
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Disability Insurance Business Owner Self EmployedRelated Articles
Social Security Disability Insurance (SSDI) Supplemental Security Income (SSI)

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