When you leave work to go onto disability, the Short Term Disability program is the benefit program that usually starts paying the fastest. Therefore, complete the short term disability claim form and submit it first so you can start receiving income quickly.

All insured Short Term Disability plans and many employer administered plans will require you to complete a claim form in order to start benefits.

Since the benefit is for a limited amount of money for a limited period of time, the claim form won't be as thorough as the one used for a Long Term Disability claim nor will employers or insurers generally be so strict about allowing or denying the benefits.

A short term disability claim form will contain the same three sections as in a claim for Long Term disability: Employee portion, Physician's Portion and Employer's Portion.

It's preferable for you to submit the claims form so you get a chance to review the Physician's and Employer's portions before submission.

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