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After you've qualified to receive Social Security Disability Insurance (SSDI) payments, there are a whole series of rules you need to understand. You'll know what to expect, and won't unintentionally lose your benefits. For example:

• The amount of your benefit to expect, as well as when and how you receive it.
• Your SSDI benefit cannot be assigned and is not generally subject to garnishment by creditors.
• Your SSDI income may be taxable.
• Marriage or divorce could affect your benefits.
• Sometimes people receive more money than they're entitled to. It's called an "Overpayment." If you receive an overpayment, don't just keep the money. If you don't have the money to return, a waiver or extended payment is possible.
• You will be subject to continuing disability reviews.
• When you're able, a return to work is encouraged.
• If Social Security tries to cut off your benefits, there are steps you can take to prevent it.

• There are rules in place if you become unable to handle your benefit payments. If you see it could be coming, you can request appointment of a person to handle the funds for you. The person is called a "Representative Payee."

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