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If you have credit, it is likely that you can get more from your current credit card company(ies) or by completing new applications. You may also be able to get short term credit as a bank overdraft.

Even if you don't have credit, or if you have a poor credit history, you can likely still get credit through a card with a small limit, a secured card, a local store or even with a co-signer. If you pay your new credit on a timely basis, it sets you up for obtaining more credit. To locate a credit card, see such web sites as www.creditcard.com

As a general matter, the more credit debt you pay on a timely basis, the more you can get.

NOTE: If credit cards are too much of a temptation for you, you can opt out of unsolicited credit card offers. Go to www.optoutprescreen.com . You can opt out of credit card offers for 5 years, or even request a permanent opt-out registration.

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