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Advantages Of A POS Health Plan

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Flexibility

By being under both a PPO and HMO at the same time, you will have control over both the medical provider and the course of treatment while retaining the ability to keep out-of-pocket costs to a minimum. For example, you may choose to get most of your care through the HMO network where you only pay co-pays, but have the choice to use either a PPO or non-PPO specialist for specialized care or for a second opinion.

POS health plans are hybrids of the HMO and PPO programs so they have the advantages of both. 

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HMO PPO

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