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Work: Starting Your Own Business

Do Your Research

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Before you look for financing, do your homework. Be familiar with the following issues that you will be asked about:

  • Your market, including the size and the people who make up the market.
  • The cost of starting your business, including reserves to give you time for it to take hold.
  • The cost of operating your business.
  • Your potential for profit.
  • The locale of your business including present factors and future projections for the area. For example, is it a high traffic area including customers you anticipate attracting? Is your business going to be located in an area that is scheduled for renewal or is it in a neighborhood that is experiencing decay?)
  • Competition, including local and national competition. Consider current or potential competition from the internet.
  • The people who will provide the skill sets necessary to start, operate and grow your business.
  • Sources of financing that you may have available on your own or through family members, friends or business associates.

If possible, test a business idea before making a serious commitment.

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