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Work: Self-Employment - Getting Started

Consider Working At Home

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Thanks to the computer revolution, 1 in 10 workers operate on their own at home. Home based work can allow you to earn money ranging from a little to a lot on your own schedule.

People who work at home:

  • Are generally their own boss.
  • Set their own hours.
  • Don't have to dress or commute.
  • Can do fulfilling work.
  • Camaraderie is limited, it not non-existent.
  • May get some tax breaks.
    • There may be a deduction for having a home office.
    • Health insurance premiums can be 100% deductible.
    • Long term care insurance premiums are deductible subject to IRS limits.
    • Subscriptions to business publications are deductible.
  • Small business owners have access to tax-favored retirement accounts such as the individual 401(k).

Computers are inexpensive, you can connect to the internet via dial-up if necessary, High speed connection is available just about anywhere you live -- via satellite if not by a land line.

A few ideas for working at home without specific training:

  • Virtual Call Center: Many companies have started using people working at home to man their call centers. While foreign workers may be cheaper, American culture doesn't always translate.
  • Medical coders translate doctors' written diagnoses and lists of procedures into the codes that insurance companies use for billing. Generally people need to qualify by passing an exam, which generally involves a 12-18 month course. For more information, call the American Academy of Professional Coders at 800.626.2633 or see offsite link
  • Write Ethical Wills: Without training, you could write Ethical Wills or resumes for people. For more information, see Ethical Wills.

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