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Work: Benefits Offered By Employers

Retirement Plans/ Savings Plans

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Many employers offer tax deferred or tax sheltered retirement plans. The employer will contribute varying amounts to the plans, and many permit the employee to make contributions as well.

There are many types of plans from defined benefit pension plans, to defined contribution plans such as profit sharing or 401(k) plans.

When looking at a plan, one of the main features to look for is whether the employer pays the entire contribution, or you are also expected, or have an opportunity, to contribute.

If you become disabled, you can probably take money out of the plans without penalty.

For more information, see Retirement Planning.

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