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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Travel Insurance Post Diagnosis

How Can I Purchase Travel Insurance?

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You can purchase travel insurance issued or underwritten by an insurance company through your travel agent, airlines or other transportation companies, online  or directly from an insurer. It is recommended that you do not purchase travel insurance from a tour operator or cruise line. If the company goes out of business, you may not be covered.

A travel agent who caters to a gay clientele is likely to be an excellent source of information about travel health insurance because of extensive experience dealing with people who are HIV positive. 

Two sites which provide a comprehensive variety of choices are:

Some insurers that have been known to sell comprehensive travel health insurance with no pre-existing condition exclusion (at least for people who purchase the insurance within a short period of time after booking their trip) are:


  • Some credit cards offer limited health benefits while you travel. Read plan materials to find out what is covered. Many plans restrict coverage to medical evacuation and medical advice telephone services.
  • Travel insurance sold by airlines, cruise companies or travel aggreggator sites usually offer only one plan without choice. Even if you recognize the name of the insurer, it may have trimmed-down benefits to make the plan more affordable.

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