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SSDI: Before You File Your Claim

Check Eligibility Requirements

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Both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits require that you be "disabled" as defined by Social Security.

With SSDI, there much also be sufficient work credits - either yours or a close family member's.Get a copy of your earnings record from Social Security and check it for accuracy. It's critical to the process. If it's wrong, now is the time to start the correction process. This record can affect whether you receive SSDI at all, and if so, how much.

With SSI, you are only permitted limited amount of resources and income. This doesn't mean you have to be broke. Certain assets and income aren't counted for these purposes.

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