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Social Security Retirement Insurance

Full Retirement Benefits: Age At Which You Can Receive Full Retirement Benefits

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Historically, people could begin collecting their Full Retirement Benefits at age 65. However, since people are living and working much longer, and the percentage of people over age 65 has increased compared to the number of workers below age 65, the age at which anyone born in 1938 or later can collect Full Retirement Benefits is gradually being raised.

Following is a table that lists the revised ages for eligibility for Full Retirement Benefits:

Year of Birth

Full Retirement

Age

1937 or earlier

65

1938

65 and 2 months

1939

65 and 4 months

1940

65 and 6 months

1941

65 and 8 months

1942

65 and 10 months

1943—1954

66

1955

66 and 2 months

1956

66 and 4 months

1957

66 and 6 months

1958

66 and 8 months

1959

66 and 10 months

1960 and later

67


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