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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Content Overview

Post Treatment 6 months +

If you do not have health insurance, do whatever you can to get it. If you do have it, do whatever is necessary to keep it. Also learn how to maximize use of your policy. Keep other basic insurance as well.

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Health Insurance

In spite of your health history, there are a variety of ways to get health insurance. The easiest is through a group plan offered by an employer or membership organization. The larger the employer, the more likely to have an employee health plan. (Employers are not required to offer their employees health insurance coverage).

Each employer and/or each plan may have different rules regarding eligibility of dependents for coverage. Most include children and the spouse of the employee; some may include domestic partners as well.

If you and/or your spouse leave a job through which you have your group health insurance, you may be eligible to continue the coverage at your own expense under the provisions of the law known as COBRA.

Other insurance

Insurance protects against losses that the average person cannot bear alone. It is important for everyone to have basic insurance. The need is even greater after a diagnosis because it is likely harder for you to recoup in the event of a large loss.

Explore purchasing Disability Income insurance in case you become disabled and Long Term Care Insurance in case you need long term care. The longer you are in remission, the more likely you will be able to find coverage, even if there will be an increased premium. You may be able to obtain this coverage from an employer. (As noted in the work section of this document,  you health history does not prevent you from changing jobs or even careers.)

Do your best to carry basic insurance such as Homeowners Insurance (either the variety for an owner or for a renter). If you own a vehicle, carry at least Automobile Insurance in the amount required by your state. The longer the period after your episode of cancer, the more likely you will also be able to get Disability Income Insurance and/or Long Term Care Insurance.

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