Nearing End Of Life From Breast Cancer

• Learn about the disability income sources to which you may be entitled. For example, a disability income policy, a life insurance policy with a disability feature.
  • Check benefits at work. In addition to short and long term disability benefits, you may be entitled to vacation pay.
  • Look at the requirements for obtaining Social Security Disability Insurance (SSDI). It provides an income in case you become unable to work. You paid premiums for SSDI from withholding from your income. When checking to find out about SSDI, also check to find out if you do or can qualify for an income through the government program Supplemental Security Income (SSI).
  • If you are going to apply for Social Security Disability Insurance (SSDI): Only one third of applicants for SSDI are awarded an income. AWe provide easy-to-use information for applying as an educated consumer that makes it more likely to get a "yes." See: SSDI 101: An Overview (Social Security Disability Insurance)
• If you have health insurance through work, compare what insurance you may be able to get in your state (see: www.healthcare.gov ) with COBRA coverage. Start thinking about how to pay for the premium. If you are in a financial crunch or crisis, see: How To Deal With A Financial Crunch Or Crisis.
• Check your life insurance and other benefits at work such as retirement plans to be sure the beneficiary is the person you actually want to be the beneficiary.
• It is not too late to take credit card offers that may be mailed to you because you are working. If they have a death benefit on them, the amount of debt outstanding at the date of death will be paid off by the insurance company. Some cards even waive minimum payments while the cardholder is disabled.
• Read: Leaving Work Because of Disability - The Steps To Take and Work: Preparing For Disability -- Short Term to learn about what to do before you stop work.  Also see: Work: Termination. These articles likely include information you haven’t thought about.

Business Owners: Consider who will succeed you and what information will be needed. Also think about writing a "Business Ethical Will" that passes on what is important for your successors to know, including the history of the business and guiding values. 

Self Employed: If you are self employed, consider who you want to succeed you and what information will be needed. Click here for information.

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