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Mortgage Payments: Difficulty Paying

Paperwork You Will Need For A Loan Modification

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  • Copy of tax returns for the last two years for each person listed in the mortgage. 
  • With respect to your income:
    • A list of all sources of income. 
    • Proof of income from each source. For example, if you are an employee, a recent pay stub. If you are self employed, a profit and loss statement.
  • A list of all your expenses. 
    • At least for the larger expenses, proof of the amount of the expense. 
  • If your medical expenses are substantial compared to the amount of your income, include a letter from your doctor describing your diagnosis,your medical history and current medical condition. 

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