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Medicaid 101

When Is Medicaid Effective?

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Medicaid is generally effective on the first day of the month in which you apply for it. However, if there are prior unpaid medical bills and you request it at the time of application, Medicaid is permitted to provide up to three months retrospective coverage provided you met the financial eligibility requirements during each of those three months.

If Medicaid accompanies Supplemental Security Income (SSI) benefits, then Medicaid is effective when the SSI is effective.

There is Presumptive Medicaid similar to Presumptive SSI in most states which will make Medicaid benefits available at the time you apply.

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