Content Overview 
- Summary
- Groceries
- Group Purchases (Deal-Hunting Sites)
- Borrow Or Rent Items and Tools Peer To Peer
- Banking
- Credit Cards
- Clothing
- Coupons and Smart Phone Apps
- Discounts Because Of Your Health History or Physical Condition
- Eating Out
- Electronics, Appliances, Furniture and Other Large Purchases
- Electricity
- Entertainment
- Eyeglasses
- Gifts
- E-Readers (Free books)
- Household Expenses
- Meals
- Seniors
- Shopping
- Telephone
- Transportation
- Travel
- Work Related
- For Additional Ideas About Saving Money
How To Save Money Day To Day (Spending Less)
Banking
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Credit unions generally have fewer and lower fees than commercial banks.
You can join a credit union easily. For example:
- www.CreditUnion.coop
(credit unions by location or the organization with which they are affiliated)
- Alliant Credit Union is open to people who make a onetime donation of $10 to Foster Care To Success, a charity which serves foster teens. www.AlliantCreditUnion.org
- Pentagon Federal Credit Union is open to people who make a one time donation of $20 to National Military Family Association or who are employees or volunteers of the American Red Cross. www.PenFed.org
- You can find additional credit unions through web sites such as National Association of Federal Credit Unions: www.culookup.com
and National Credit Union Administration: www.ncua.gov
You can access your money across the country through a variety of means. For example:
- The Co-Op Network: Members have access without a surcharge fee to thousands of ATMs across the US and Canada. To find out if there are ATMs convenient for your life, see: www.Co-opNetwork.org
- Members of The Credit Union Service Center Network can use branches of other credit unions in the network. See: www.CusWirl.com
- Most credit unions belong to bank ATM networks. Some credit unions don't charge a fee or reimburse you in part or in full for ATM fees that other institutions charge.
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