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Health Savings Accounts 101 (HSA)

HSAs And Medicare

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If you have Medicare, you cannot have a HSA. HOWEVER, as reported in Kiplinger's Retirement Report:  If you have a spouse who has an HSA, he or she could purchase a family plan (and contribute the maximum for a person with a spouse instead of the maximium for an individual). The policy could be used to cover:

  • Medicare co-payments 
  • Medicare Part B premiums
  • Other out-of-pocket expenses.

To learn about Medicare, click here.


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