Content Overview 
- Summary
- When You Need Routine Medical Care
- When You Receive A Medical Bill
- When You Have A Hospital Bill
- When You Have To Pay A Doctor
- When You Need Lab Tests
- When You Need Diagnostic Tests Such As X-Rays, MRIs or Mammograms
- When You Need A Medical Device Or Home Equipment
- When You Receive A Medical Treatment
- When Choosing A Health Insurance Policy
- When Using A Health Insurance Policy
- When You Need Medical Supplies
- Tax Advantage Plans Such As A Health Savings Account Or A Flexible Spending Account
- If You Get Paid On An Hourly Basis
Health Care: How To Save Money
When You Need Diagnostic Tests Such As X-Rays, MRIs or Mammograms
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If you will have to pay all or part of a diagnostic test, you can save money by comparison shopping. There is generally no restriction on where tests can be performed even though doctors usually have a facility they prefer.
To comparison shop for a diganostic test, consider the following steps:
Step 1. Get information about the test. Ask for the specifics of what the doctor needs so you can accurately describe what is required in a phone call. For example,
- if a chest x-ray is being ordered, is it one or two views?
- If it is an MRI, does the doctor want contrasting hues?
Step 2. Check on line. For example, www.CostHelper.com . Type the name of the test in the Search box.
Step 3. Call the facilities that perform the test you are interested in using. In addition to the doctor's recommendations, you can find places that provide the scan you need at www.ScanDirectory.com
- Let them know you have a written order from your doctor.
- Describe the test needed.
- Ask the price.
- If the price is higher than those listed on the internet, use the other price to see if the facility will match it, or even go lower.