You are here: Home Insurance Disability Income ... What To Expect When ...
Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Disability Income Insurance: Individual: 101

What To Expect When Applying For Disability Insurance

« Previous


When applying for individual disabilty income insurance:

  • You will be asked to copmlete an application which includes questions about both your current health status and health history.Questions must be answered truthfully. Even if a policy is issued without checking on your answers, a future claim may be denied if your answers are false. THERE IS NO NEED TO VOLUNTEER INFORMATION THAT IS NOT REQUESTED.
  • A medical exam will likely be required.
  • Your doctor will be requested to supply your medical history.

There is no standard for how long the process takes. It could take weeks or even months. You can help speed the process by alerting your doctor that a request is coming, and stay on top of the doctor's office to be sure the necessary paperwork is completed.

Please share how this information is useful to you. 0 Comments


Post a Comment Have something to add to this topic? Contact Us.

Characters remaining:

  • Allowed markup: <a> <i> <b> <em> <u> <s> <strong> <code> <pre> <p>
    All other tags will be stripped.