Assisted Living Facilities

Before entering an assisted living facility, consider whether you can continue to live at home or whether you need an assisted living facility. Consider the following factors.

If you need help making the decision, consider consulting a professional known as a "geriatric care manager".  In addition to exploring what is best for you, geriatric care managers can also provide information about the facilities in your area. (For information about geriatric care managers including how to locate and vet one, click here.) 

• Can the services you need be provided at home? 
  • More and more services can be provided at home.
  • If the service can be provided at home, is it covered by your health plan? 
• If the services you need cannot be provided at home, do you need a nursing home instead of an assisted living facility? If you will need ongoing medical care, a nursing home is the proper venue, not an assisted living facility. (For more information, see the document in "To Learn More.")
• The cost and means available for paying your stay.
  • Will your insurance cover a stay in an assisted living facility?
  • If your insurance or a government program will pay, will the home accept the payment in full?
  • If you have no health coverage, does Medicaid in your state pay for care in an assisted living facility? If so, can you qualify for Medicaid? (See: Transfer Of Income And/Or Assets To Qualify For Medicaid)

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