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Last Will and Testament - An Overview

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A Will determines what happens to your assets when a person dies. A Will also describes the person who will administer an estate: collect the assets, pay off debts, and distribute what's left. (This person is known in some states as a Personal Representative and in others as an Executor).
Everyone should have a Will. It doesn't matter whether you're healthy, single, poor, or even whether you have all your financial assets in an entity such as a trust.

You don't need a lawyer to write a Will. However, it is advisable to at least have one look at your Will, particularly if your Will may be challenged possibly because of your health condition or the drugs you take for it or the people or entities to whom you leave assets.

Once your Will is signed in the manner which is required in your state, store it in an appropriate safe place that people can get to easily. Then check at least once a year to see if it needs to be updated.

The documents in "To Learn More" explain in easy to understand terms:

  • What to think about when getting ready to prepare a will
  • How to choose a Personal Reprsentative/Executor
  • How to protect a will against challenges
  • What to pull together if you go to a lawyer to write a will for you
  • Other means of passing on your assets instead of a will
  • Where to store your will

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