Long Term Care
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In case you might at some point need long-term care, private health insurance policies, Medicare and Medicaid only cover small amounts of such care. To fill the gap, Long Term Care Insurance pays for care at home, in an Assisted Living Facility, and/or in a Nursing Home.
You may still be able to get individual or group long term care insurance through work - perhaps by changing jobs if this insurance is not offered by a current employer. (Thanks to a law known as HIPAA, there is no longer job lock because of a health history)..
Once you have Long Term Care insurance, find out everything you need to know about your coverage, including step-by-step instructions for filing claims and appealing denials. If you actually become disabled, learn what to expect while you're on disability.
Each of these subjects and related subjects are discussed in the documents in "To Learn More."