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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
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Handling A Financial Crunch

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If you have having difficulty paying bills:

  • Decide which creditors to pay in what order according to what works best for you - not according to which creditors pressure you when.
  • You can negotiate with creditors. If you're not good at negotiation or are uncomfortable, there are professionals to help.
  • Consider putting assets into a trust to shield them from creditors.
  • Be aware of  your right to not be unduly harrassed by creditors. 

If  you are about to miss a mortgage payment, contact the lender or the company that services the mortgage before you miss the payment.

If all else fails, bankruptcy will give you a chance to start over. Consider the pros and cons. If your emotions keep you from considering bankruptcy, remember that the right to start over is so American that it is built into the constitution.


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