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Medicare Advantage: Frequently Asked Questions

Can A Medicare Advantage Plan Charge Me For Coverage?

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Medicare Advantage Plans are permitted to charge a premium for their coverage in addition to the premium you must already pay for Part B Medicare. There is no limit on the amount of premium that can be charged.

In order to enroll as many people as possible, Medicare Advantage Plans usually charge nothing or very little, such as $25 per month.

Most Medicare Advantage Plans determine their premiums and benefits schedule on a county-by-county basis. They are prohibited from adjusting rates individually based on an individual person's health or usage. 

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