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Credit Counseling Service 101

How To Locate A Reputable Credit Counselor

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You can locate a reputable credit counselor by checking with the following professional organizations of consumer credit counseling agencies:

  • The National Foundation for Credit Counseling (NFCC). Members are accredited by the Council on Accreditation of Services for Families and Children ( offsite link), which monitors the NFCC's member standards. You can locate a local agency member using the search engine on the NFCC website offsite link or call 800.388.2227
  • The Association of Independent Consumer Credit Counseling Agencies (AICCCA). AICCCA maintains member standards that include counselor training and sets maximums on the fees that members can charge for debt-management programs. You can locate a local agency at offsite link.

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