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How To Save Money Day To Day (Spending Less)

Electronics, Appliances, Furniture and Other Large Purchases

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For expensive items, get up the nerve to negotiate. Retailers will not raise a price just because you ask for a discount.  A survey by Consumer Reports National Research Center found that more than 90% of consumers who negotiated on large purchases received a discount at least one time during the survey period. Consumers have found that they can frequently save 5 to 10% of the asking price, and sometimes even more.

To get a discount, consider the following:

  • Start by asking to speak with a person who has authority to negotiate. 
  • If you have a price in mind, ask for it. (Leave some room for haggling.)
  • If you have cash, let the person know that. A retailer saves money by not having to pay the credit card company part of your purchase.
  • If competitors sell the item at a lower price, let the person know it.
  • If you don't have a price in mind, ask something like "What is the best price you can give on this item?"

If the answer is "no", don't get embarrassed or nasty. It's up to you to decide whether to purchase the item at the full price or not.

Jeff Yaeger,  a shopping expert, recommends not asking for a price discount early in the week. It is better to ask on a Friday or just before a holiday or three day weekend.

NOTE: When looking for furniture or home improvement and building materials, both new and used, check out Habitat ReStores, operated by the nonprpofit organization Habitat for Humanity.  To find local stores, click here offsite link.

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