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SSI Benefit Calculation Chart - Employed Wages

Related Article: Supplemental Security Income (SSI) - Return To Work


Use this chart to calculate any reduction in SSI benefits due to earned income. If you use it online calculations will automatically appear in the shaded boxes.

  1. Enter the gross amount of earnings you receive during the month -- before any deductions.
  2. Enter the value of any work incentives, IRWEs, Student Earned Income Exclusion, and Blind Work Expenses. (See SSI: Return to Work)
  3. Subtract Line 2 from Line 1 and enter the result.
  4. Enter $85 if you only receive SSI and work earnings. If you receive other income, such as SSDI, enter $65.
  5. Subtract line 4 from Line 3 and enter the result.
  6. Divide Line 5 by 2 and enter the result.
  7. Enter the SSI benefit you normally receive when you are not working.
  8. Subtract Line 6 from Line 7. This is your adjusted benefit. Use this number to determine any overpayment and set the amount aside so that you can repay Social Security.

1. Gross Earnings

$ $ $

2. Less Work Incentives

3. Net Earnings (Line 1 - Line 2)

4. Less $65 or $85

5. Line 3 - Line 4

6. Line 5 divided by 2

7. Enter your normal SSI Benefit

$ $ $

8. Subtract Line 6 FROM Line 7. This is your adjusted benefit amount.