While You Are Still Working, Preparing To File For An Income Due To Your Health

There is no right or wrong time to leave work to go onto disability. The only question is what works for you.

That said, for each of us, the question is generally balancing the desire to continue working and the need for the income we've been used to against the exhaustion and/or pain that may accompany a medical condition.

There is no need to push yourself until all you can do is work, then go home and try to recover in time to get up and go back to work.

Claims people do not understand the concept of a deterioration in health. They prefer to think in terms of a quick and sudden inability to work. Somebody who got hit by a car while leaving work seems to be their idea of an ideal claim. Maybe that's an exaggeration, but not much. Many claims examiners will attempt to deny claims because "her symptoms haven't changed. So why was she able to work last week, but not now?"

It's easy not to notice continuing small changes. However, if you keep a Symptoms Diary, you will have a measure to see how your health condition changes over time. As noted above, a diary also makes approval of your claim more likely.

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