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How To Locate A Doctor For A Second Opinion

Managed Care Health Insurance

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If you have a managed care health insurance plan, such as an HMO or POS: the health plan will provide you a list of doctors from which to choose for a second opinion.

If there are no board-certified specialists in the network who have the expertise that you require, push your insurance company to let you see a doctor outside of the network plan.

Even if there is a doctor who meets your needs in the plan, consider getting an opinion from a doctor outside the plan, even if you have to pay for it. Doctor's in a plan will have the same restrictions about treatment options. Pay for it yourself if necessary. It's your health, and you're life, we're talking about. (Let the doctor know money is difficult for you and ask if he or she will discount your bill, or give you time to pay it. To learn more, see Uninsured.)

If you look for a specialist for a second opinion outside your plan, see the above section: Sources To Help Locate A Specialist For A Second Opinion.

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Maximizing Use Of Your HMO

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