Content Overview 
- Adverse Determination
- Annual Limits
- Case Manager
- Certificate of Creditable Coverage
- Coordination Of Benefits
- Co-Insurance
- Co-Pay
- Covered Charges
- Department Of Insurance
- Deductible
- Eligibility
- Experimental Treatment
- Explanation Of Benefits
- Extensions
- Fee-For-Service (Indemnity)
- Formulary
- Lifetime Limits
- HMO
- Medical Necessity (Medically Necessary)
- Out Of Network
- Out-of-Pocket Maximum (also known as "Stop Loss" or "Cap")
- Palliative Care
- POS
- PPO
- Renewability
- Pre-Existing Health Condition
- Stop Clause (also known as "Stop Loss Clause")
- Underwriting (What It Is And How It Works)
- U.S. Department Of Labor
- Usual, Customary and Reasonable "(UCR")
- Utilization Management
Glossary of Health Insurance Terms To Know
Fee-For-Service (Indemnity)
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A Fee-For-Service (also known as "indemnity") health insurance plan is traditional health insurance that has been around for over 50 years. The name comes from the original purpose: the idea was to reimburse (or indemnify) people for the portion of medical bills that involves an unacceptable or unbearable loss.
Underlying the concept behind this type of health insurance is that the insured has the choice about which health care professionals to see, when to see them, and in what setting, as well as what drugs and treatments to take.
To learn about fee-for-service policies, click here.
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