Content Overview 
- Summary
- Some Matters To Consider When Reviewing Benefits
- Group Life Insurance
- Group Health Insurance
- Dental Insurance
- Long Term Care Insurance
- Accidental Death or Travel Accident Insurance
- Retirement Plans/ Savings Plans
- Income Replacement Programs: Sick Leave, Short Term Disability, Group Long Term Disability
- Vacations And Holidays
- Additional Compensation: Stock Options, Deferred Compensation
- Miscellaneous Benefits
- How To Learn About A Prospective Employer's Benefit Plans Without Disclosing Your Health Condition
Work: Benefits Offered By Employers
Miscellaneous Benefits
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Employers may offer a wide range of other benefits including the following:
Education Reimbursement/Subsidies. Some employers offer to pay for the cost of employee education. These subsidies are usually only available for pursuing education that is related to the employee's work.
Prepaid Legal Services: A few employers offer pre-paid legal services.
- These programs generally provide employees with estate planning, adoption, and other legal assistance in civil matters.
- They typically exclude any criminal law assistance.
Employee Assistance Plans (EAPs): These programs provide assistance to employees who are either having emotional problems or substance abuse problems or need general help such as moving into a new neighborhood. With respect to emotional or substance abuse problems, EAPs typically offer short term counseling as well as confinement for detox if necessary.
Other perks and incentives: Employers may offer a wide range of other benefits as incentives to attract and keep quality employees. For instance, employers today have been known to offer:
- Subsidized child care either in-house or at private facilities.
- Subsidized meals in company food service facility.
- Discount purchasing of the employer's products.
- Subsidized or free parking.
- Financial incentives to use public transportation.
- Subsidized exercise either in a company gym or private gyms.
- Holiday bonuses ranging from cash to free turkeys.