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Work: Benefits Offered By Employers

Dental Insurance

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Many employers offer a dental insurance plan as part of a health package which may be either an indemnity-type plan that allows you to go to any dentist or a prepaid-type plan that requires you to use a dentist from their list of dentists.

  • Dental plans emphasize preventive and restorative care and usually require you to pay a share.
  • You are generally required to pay a larger share for tooth replacement and dentures.
  • Orthodontia, if covered at all, is only partially paid by the plan.

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