Content Overview 
- Summary
- Some Matters To Consider When Reviewing Benefits
- Group Life Insurance
- Group Health Insurance
- Dental Insurance
- Long Term Care Insurance
- Accidental Death or Travel Accident Insurance
- Retirement Plans/ Savings Plans
- Income Replacement Programs: Sick Leave, Short Term Disability, Group Long Term Disability
- Vacations And Holidays
- Additional Compensation: Stock Options, Deferred Compensation
- Miscellaneous Benefits
- How To Learn About A Prospective Employer's Benefit Plans Without Disclosing Your Health Condition
Work: Benefits Offered By Employers
Vacations And Holidays
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Paid Holidays: Most employers offer time off with full pay for the major national and some local holidays.
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Employers typically offer 8 to 12 days off per year for such holidays as Christmas, Thanksgiving, Labor Day, Independence Day, Memorial Day, President's Day, and Martin Luther King, Jr. Day.
Paid Vacation: Most employers allow employees paid time off for vacation. Each employer sets the rules and the number of days for such time off.
- A typical vacation schedule will allow employees who have completed one year of service to receive a vacation of ten paid work days off each calendar year. The amount of vacation time usually increases the more years an employee stays with an employer.
- Sometimes, vacations will be prohibited or restricted during the employer's busy season if there is one.
- Employers set their own rules on whether or not vacation may be accumulated and carried over from year to year.
- Vacation generally "vests." This means that unlike sick leave and paid holidays, if you leave your employer for any reason including to go on disability, you are entitled to receive compensation for accumulated and unused vacation time.
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