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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
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Content Overview

Newly Diagnosed With HIV

If you work, learn about your legal rights and benefits, consider who to tell or not, negotiate an accommodation if you need one. Look for an advisor. If you are unable to work, learn how to apply for SSDI/SSI.

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You are protected under such laws as the Americans With Disabilities Act due to your HIV diagnosis. This means that among other protections, you cannot be discriminated against because of your HIV status.

It also means that if you tell your employer, the information is confidential. (There is no similar protection for what you tell co-workers).

You are also entitled to a reasonable accommodation if needed to help you do your work. Survivorship A to Z helps you determine what is reasonable, and how to negotiate for it. NOTE: You are not entitled to an accommodation unless you tell your employer about your condition. (See the documents in “To Learn More.”)

If the employer you work for is large enough, you may be entitled to time off work under the Family and Medical Leave Act.

Your employer likely provides benefits such as sick leave and vacation pay.

It helps to look for an advisor who can help you navigate through your work situation.

On the other hand, if you are unable to work, you may be entitled to a benefit from your employer or from the government’s Social Security Disability Income (SSDI) or Supplemental Security Income (SSI) programs. Do not apply for SSDI or SSI before reading our information about how to apply to provide the best chance of getting an approval. (Only 1/3rd of applicants for SSDI are approved).

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